At Strategic Brokers, we have an allocated team that specialises in commercial property – development and non-development. To understand a client’s commercial property requirements, our team takes the time to understand your future property goals and guide you through the entire loan process to ensure your experience is stress-free. We also have access to over 30 lenders, including major banks and non- bank lenders. Our relationship with many lenders allows our team to find the ideal loan to suit each situation.

The Commercial Lending Process
The commercial lending process is very similar to a residential property loan. However, there are a few more questions you’ll need to answer during the process.


The application process includes:

  • Your capacity to repay – all your income, including expected rental income from the commercial property

  • Your deposit and any available equity

  • The type of commercial property – whether it’s a factory, office, warehouse or shop-front and its location, together with a valuer’s report.

  • Details of the commercial property lease and conditions.

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Critical differences between commercial and residential properties include:​:

  • Buying a commercial property involves paying Goods and Services Tax

  • (GST), which may increase the cost of the property you’re looking to purchase by 10%.

  • Residential leases typically have 6 to 12 months, while commercial property leases run for longer terms.

  • Commercial properties feature more extended vacancy periods, and the property owners pocket more of the rent as profit. In residential properties, the lessee bears the costs of maintenance, rates and repairs. This means the property owner is responsible for these expenses.

At Strategic Brokers, we make the loan application process easier!

Contact us on (02) 8188 1088 to speak about your loan options.


We can help you stay focused on the future of financial services.


We not only educate our clients on home loans, but we also take the time to understand your future financial goals.

Expat Home

We have the knowledge, connections and experience to make your overseas home buying process easier.


If you have had your current home loan for a number of years, it’s likely that your circumstances have changed.


Access to over 30 lenders, allowing us to sort through hundreds of loan products from major banks and non-bank lenders.