Are you an Australian expat in need of a financial lift? Longing for a dependable solution that understands your unique position and offers flexible options to suit your lifestyle?
- Secure, fast, and easy application process
- Competitive interest rates for Australians abroad
- Expert advice from a team of dedicated professionals
Why choose Expat Loans?
Expat loans are designed to ease the financial challenges Australian expats face living and earning overseas. Particularly for those earning in Tier Two currencies, traditional lending methods might no longer be as accessible or advantageous.
First, traditional banks tend to view foreign income as high risk – a stance that can hinder borrowing potential. A classic way lenders mitigate this risk is by considering only 60-80% of your gross income, which can significantly lower the amount you qualify for.
However, expat loans can help you overcome this obstacle. They are crafted to acknowledge and work with your unique circumstances, making it possible for you to secure loan amounts that reflect your real-world earnings.
Additionally, any fluctuations in the exchange rate won’t affect your loan. Regardless of how the Australian Dollar performs against your earning currency, your loan terms remain unchanged. This adds a level of stability that is not typically present with traditional loans.
Customer reviews
Anya Lee
27 August 2024
Had the absolute pleasure of dealing with Aileen from Strategic Brokers who helped me acquire my new apartment. Aileen is very positive and super friendly, she looked after me from the very beginning till the comple..
Tomothy 2
27 August 2024
Professional and outstanding. Admittedly came into the broker experience quite cynical but figured I’d give it a shot if it meant it might save me some money, absolutely did not regret it. Hung and his team really committed to..
Robert Diovin Atengco
27 August 2024
Amazing experience in working with Tony and Hung. They were very knowledgeable and unbiased with their advice and recommendations. Tony was very thorough and really listened to make sure we align our financial..
Marco Hermano
27 August 2024
Strategic Brokers have been amazing to deal with. Hung and his team are very knowledgeable and don’t stop at just finding a good lender (like many I have dealt with in the past), they went further to ensure strategy was fittin..
The Expat Loan process
Commencing your journey towards obtaining an expat loan is more manageable than it might initially appear – especially when seasoned professionals like us at Strategic Brokers guide you every step of the way. Here, we shall acquaint you with the typical process of securing an expat loan.
Understanding your financial situation
The first trigger is understanding your financial situation and determining how much you can afford to borrow. Lenders may only consider 60% to 80% of your gross income as an Australian expat earning income in Tier Two currencies. Our role involves assisting you in deciphering the finer aspects, ensuring you have a clear picture of your borrowing capacity.
Established your borrowing limit
Once we've established your borrowing limit, the next course of action involves choosing the right type of loan that aligns best with your lifestyle and projected financial blueprint. Fixed or variable rate? Interest-only or principal and interest? We help provide information to unravel these choices, enabling you to make an informed decision.
Loan application
The following stage is the loan application itself. This will entail collecting all relevant information and documentation lenders require to process your loan application. Although this process can often prove to be complex and tedious, with Strategic Brokers at your side, you'll accomplish this with minimal stress.
Submit your application
After you submit your application, lenders will conduct a thorough assessment of your financial situation, credit history, and overall application. Upon successful evaluation, we take the final step – loan approval.
Our role in your Expat Loan journey
Living and earning abroad can be incredibly exciting, but it also involves a range of unique financial circumstances. Whether you are an Australian expat residing overseas or planning a move, you may find that securing a loan in your current country of residence is laden with barriers and complications.
This is where the concept of expat loans steps in.
No matter your reasons for seeking an expat loan, Strategic Brokers can make the entire process much more manageable. Contact us to find out how we can help you reach your financial goals.
Strategic Brokers has extensive experience and an in-depth understanding of the challenges expats face when applying for loans. Our team not only guides you through every step of the application process but also ensures you get the most out of your expat loan's various benefits and features.
But more than this, we take the time to understand your circumstances, your goals and how a solution needs to work in order to give you the best possible outcome. Our services are entirely tailored to your goals and current situation, so you’re only given a 100% strategic service built on your journey and no one else’s.
We provide more than just a service; we build solutions that work specifically for you, and that’s exactly why we work with clients for life, not just as a one-off.
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Get started on your Expat Loan journey now
At Strategic Brokers, we have combined over 40 years of experience and have relationships with over 30 different banks and lenders, which enables us to provide you with hundreds of different loan options.
At each stage of the process, you can take full peace of mind in knowing your strategy is designed around a financial solution that suits your needs, coupled with a lender that’s designed to compliment it.
We take a holistic approach when assessing your financial situation and long-term goals to ensure you get the right home loan for your situation.
As a result, we can help you qualify for a home loan to buy property anywhere in Australia. With Strategic Brokers by your side, the journey becomes a whole lot easier. We're here to work in your best interests and help you overcome any hurdles you may face.
So, why wait? Take the first step towards securing your financial future today. Contact us now for a hassle-free and streamlined expat loan experience.
