If you have had your current home loan for several years, your circumstances have likely changed.


There are typically four different situations that involve refinancing, depending on what you want to achieve:

1.    Negotiate a better deal with your current lender – if you are happy with the service from your current lender but would like a better deal;
1.    Refinance to a new lender – if we can get a better deal for you elsewhere, improve the structure of your loan or top up your loan.
2.    Consolidate your existing debt – if you have several small debts like car loans,
3.    You are accessing money  – for example, to renovate or buy an investment property.

To determine which approach is best for you, we need to understand how you are managing your money, home loan and other debts right now. Then we consider any financial goals you might have over the next few years.
One of the reasons people choose us to help them refinance their debt is that we will guide you through by showing you how to get your finances ready to apply for the refinance and then advise you on the best refinancing approach.
We have long term relationships with all major lenders, and with our expertise in banking policy, you can feel confident that we have a good chance of getting your refinance approved

At Strategic Brokers, we make the loan application process easier! Contact us on (02) 8188 1088 to speak about your loan options.


We can help you stay focused on the future of financial services.


We not only educate our clients on home loans, but we also take the time to understand your future financial goals.

Expat Home

We have the knowledge, connections and experience to make your overseas home buying process easier.


If you have had your current home loan for a number of years, it’s likely that your circumstances have changed.


Access to over 30 lenders, allowing us to sort through hundreds of loan products from major banks and non-bank lenders.